The Blog

This isn’t going to change unless we change it

I was just listening to the radio in the car after dropping my son off at preschool. The story was about the current government shutdown, and how it is impacting air travel.  One of the people interviewed was close to tears describing how she isn't sure how her...

How I got started (and what I did wrong)

The key to creating a lifestyle that is both wildly successful and sustainable is simple: Start with yourself. Start small. Be consistent. Too bad it took me so long to learn that lesson! If you bite off more than you can chew, be prepared to choke! When I was fresh...

Happiness vs Wealth

Let’s get right to it: Wealth and success do not bring happiness. It’s the other way around. Happiness comes first. But that sure can be hard to believe when you’re stressing over paying your bills, or the sudden dip in the stock market, or finding a job, funding your...

Most Americans are broke. Here’s why.

There’s a lot of talk these days about how hard it is to get a well-paying job. It’s true, and income is important, but we’ve been broke for far longer than the current economic situation. No, the main reason most Americans are broke is something completely different:...

Do you know your net worth?

Most people could tell you their income at a moment's notice--at least to the nearest five-thousand or so. Ask about net worth, though, and you'll often get a blank stare. After some thought, you might get a few questions in return, such as "do I include the value of...

The Latte Falacy

Or "how to avoid nickle-and-diming your own savings." When I first started getting my financial life in order, I tracked everything. I had heard something about how much you could save if you stopped drinking a fancy $4 latte every day... never mind that I...