401(k) 411

401(k) 411

In this post: Introduction: What is a 401(k)? Employer Match Self-employed 401(k)s Tax deferralĀ vs Roth, what’s the difference? After-tax, non-Roth contributions… Why? Pitfalls and Risks of a 401(k) What’s an RMD and why should I care? Early...
The Latte Falacy

The Latte Falacy

Or “how to avoid nickle-and-diming your own savings.” When I first started getting my financial life in order, I tracked everything. I had heard something about how much you could save if you stopped drinking a fancy $4 latte every day… never mind...